2023 is just around the corner. If you are following any kind of financial information, you will know that interest rates have increased significantly in the last 12 months and we are not done seeing the increases.
2023 is set to be an uncertain time for our economy and livelihoods. A lot of people are coming off record low mortgage interest rates in 2023 and this will simply mean people will need to send more money to their mortgage and less money elsewhere. This has a flow on effect to the rest of your own finances, goals and spending.
I am here to tell you, If you have not been preparing for this you need to start. The best time to start was 2 years ago – the next best time is right now!!
The great thing about getting your finances in better order, if you need it – its there. If you do not end up needing it, you will find yourself in a position to utilise the work you have put in to create or find opportunities to enhance your own lives.
Since Covid hit us in 2020 I have been waiting for this time to catch up to us now its knocking right on our door. YouChange customers are prepared and have the tools for the times ahead of us. Are you prepared??
Statistics tells us that a lot of people are going to be in some trouble if they loose their employment. This is a very real possibility.
Strap in for 2023. Are you someone who has been meaning to get around to putting a financial plan and strategy in place, but hasn’t yet?? Where will you be in 12 months if you do not make some deliberate changes?
If you are ready to get a head start on 2023, YouChange has 2 December spots available for new clients before we finish up for the year. Book a consultation here