Lockdowns can bring so many emotions and concerns. Today I will share some ideas around how you can make the most of this time to improve your finances. In times like these, being in a stable financial position and prepared for a “Rainy Day” helps to make the uncertainty of our current times a […]
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I am not in the business of predicting interest rates, nor will I ever be. As a Financial Coach and Planner I need to know, are you prepared for an increase in interest rates? We have had the benefit of living in this low mortgage interest rate environment for several years now. It would be […]
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Wanting to get out of debt? Avoiding Debt is your best strategy “Money is so cheap right now, you should just borrow it” “I can buy this for 0% interest and pay it off before I get charged interest” “I can borrow and make small payments and leave my savings alone” Are you guilty of […]
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Today’s blog will share some of the added benefits that come from creating Financial Freedom. In the past 12 months I have had the pleasure of working alongside so many wonderful clients, sharing in their joy of making incredible progress and achieving their goals. Also sharing in their frustration when it felt a bit […]
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There are so many ideas on How to Save money on Food. Today we are going to focus on some very simple ways that you can make lasting impacts to save money on food. If you are already a YouChange client it is likely you are already meal planning in some way. It’s important to […]
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How to Save for Christmas Christmas comes around on the same day every single year; it is quite mind-blowing that every single year it creeps up on so many of us. Before we get into details on How to Save for Christmas, I do want to firstly state that unless you have your finances in […]
“How can I stop living paycheck to paycheck?” “Why am I living paycheck to paycheck?” “I earn good money, why am I still living paycheck to paycheck?” These are questions that I hear from many of my clients. Being in a cycle of living paycheck to paycheck is actually very common and the great news […]
Have you ever through “Why Can’t I Save Money?” or “Why Is It So Hard To Save Money?” There are a lot of people who feel like they cannot get ahead with their savings or are unable to save anything at all. “I Can’t Save Money” is no longer an excuse. This blog […]
Are you modelling the money behaviour, habits and decisions that are going to set up your children for a bright financial future?? Or are you demonstrating behaviours that might lead them to shadow your own bad spending habits and struggle financially in their later life?? The success for your child’s future with their own finances […]
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It is easy to take steps to make money improvements. Stop waiting for things to get better – they won’t. Money improvements have to be made, not waited on. If you are sitting back and assuming that your finances will get better, then I am here to tell you that you are wrong. Your finances […]
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