How to stop emotional spending First you need to acknowledge if you are an emotional spender. This blog will help you to determine if you are an emotional spender, then you can work on how to stop emotional spending. Are you an emotional spender or an impulse spender? These are extremely common and should be […]
We all want to get rich right?! But how do we get rich? There are a few things you need to consider before aiming to achieve this which is covered in this blog. There are some basic areas you need to get right in order to build your wealth and get rich. It is really […]
This blog discusses the difference between a Financial Advisor and a Financial Planner/Financial Coach. The world of finance can be overwhelming and makes it hard for people to know where to start. There is quite a difference between a Financial Advisor and a Financial Planner/Coach and it is important to understand what service you are […]
Giving yourself dedicated spending money will help you achieve your goals faster. Setting yourself Spending Money or Pocket Money as an adult may feel a little like going back to being a child. Stop and think about the reason why a child is given “Pocket Money” It is to help them learn the value and […]
Our Kiwi “She’ll be right attitude” is hurting us in our back pocket. We are over confident with our finances and under prepared for difficult times. The YouChange mission is to change the way New Zealanders talk and feel about their money situation. New Zealanders typically do not have meaningful, honest conversations about money. But […]
Here you will find 10 ways to Save Money on Groceries. I am a HUGE fan of working to keep your grocery bill as low as possible, it is an area that a lot of people overspend on. Be warned, if you want to succeed at consistently keeping your grocery bill and takeaway bill down […]
Today I wanted to write about what you need to have in order before you go ahead and set some New Years Resolutions or goals around improving your finances. I am a big fan of setting New Years Resolutions but only when they are meaningful and I have every intention of following through. I always […]
Read More… from Ready to set your 2021 New Years Resolution?
Everybody’s version of success with money is different. Most people want to know how to be better with money. This will look slightly different for every person which is why it is important to work with someone who can understand your money personality, goals and important values in life. This blog will give you a […]
Before we show ways for paying off credit card debt, it is important to first understand WHY ITS SO HARD TO PAY OFF CREDIT CARD DEBT. This is not by accident! Credit cards are structured and their payment requirements are designed to keep you in debt. Credit card companies do NOT want you paying of […]
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