Your Path to Financial Freedom

You earn well. You work hard. So why doesn't your money reflect that?

YouChange works with New Zealand professionals who are done with financial uncertainty and ready to build real, lasting financial independence on their own terms.

Paying off credit card debt

We're dedicated to making sure every part of your journey is backed by a plan that's built entirely around you — your income, your goals, and your life. Not a template. Not generic advice. Yours.

Step 1. Book a discovery call. We talk about where you are, where you want to be, and if we're the right fit. No obligation. No pressure. Just clarity.

Step 2. We build your financial plan - built entirely around your life, your income, and your goals.

Step 3. Implementation and accountability. This is where most people fail alone but will succeed with support. We work through it together.

"Working with Min made us realise really quickly that little small changes actually had a really big impact we've been able to make progress steady, progress towards the goals and I feel like we're on a long term track to get there."

Packages

You Change financial coaching and planning

Financial Clarity

For professionals who are financially stable but know they could be doing better. You're not in crisis — you're just not optimised. A one-off deep dive into your finances, followed by a clear plan you can execute with confidence.

What's included: 90-minute strategy session, comprehensive written financial plan, 30-day email support.

Investment: $1,500 + GST

This is for you if: you want a clear expert view of whether you're on the fastest path to your goals.

You Change financial coaching and planning

Financial Sprint

For professionals with a specific goal to hit in the next three to six months. Whether you're tackling debt, buying a home, or getting your savings working properly — this programme gives you a plan and someone in your corner every step of the way.
What's included: Comprehensive financial plan, three monthly 1:1 coaching sessions, direct support between sessions.
Investment: $3,500 + GST — pay in full or weekly payments at Min's discretion.
This is for you if: you have a clear goal and you know accountability is the missing ingredient.

You Change financial coaching and planning

Financial Freedom

By month 12 your financial life will be unrecognisable. For professionals done hoping their finances will sort themselves out — and ready to make financial freedom the inevitable outcome of the next 12 months.

What's included: Comprehensive financial plan, 12 monthly 1:1 coaching sessions, direct support between sessions, annual review and reset.

Investment: $7,200 + GST — or $160 per week.

This is for you if: you're ready to stop waiting and make financial freedom inevitable.

Ready to stop wondering and start building?

Book a free 20-minute discovery call. We'll talk about where you are, what you're trying to build, and whether YouChange is the right fit for you and your future goals